Buying Gift Cards With Credit Card Rewards File

Travel redemptions often yield 1.25 to 2.0 cents per point , making gift cards a less efficient use of points for frequent travelers.

While usually equal, some cards (like Citi Rewards+ ) offer better value for gift cards (1 cent) than for direct cash back (0.5 cents). Best Cards for Gift Card Redemptions Bank of America Customized Cash Rewards Credit Card buying gift cards with credit card rewards

Most issuers provide a "1 cent per point" value (e.g., 2,500 points for a $25 gift card). Travel redemptions often yield 1