What To Do When Buying Your First House Now

Before looking at listings, you must understand your borrowing power and clean up your credit.

: Use the 28/36 rule —housing costs shouldn't exceed 28% of your gross monthly income, and total debt shouldn't exceed 36%. what to do when buying your first house

: Lenders use this to set your interest rate. A higher score (740+) typically secures the best rates. Before looking at listings, you must understand your

Damini Roy

Damini R, a history and journalism graduate, is a passionate writer for Oldest.org, where she explores the world’s oldest records, from ancient manuscripts and historic landmarks to forgotten civilizations and cultural traditions. Based in the bustling Rush City, Bangalore, she finds inspiration in the city’s rich heritage and diverse culture. When she’s not researching or writing, Damini enjoys singing, often losing herself in soulful melodies. A true foodie, she loves indulging in street food, always on the lookout for new and exciting flavors. An avid reader, she devours books across genres, constantly fueling her curiosity. Whether she’s exploring heritage sites, wandering through museums, or experimenting with traditional recipes, her love for history and storytelling shines through, making the past both fascinating and accessible to readers.