What Is Non Margin Buying Power May 2026

AI responses may include mistakes. For financial advice, consult a professional. Learn more Trading FAQs: Margin - Fidelity Investments

Non-margin buying power is the maximum dollar amount available in your brokerage account to purchase , which are assets that require 100% of their purchase price to be funded upfront. Unlike standard "buying power," which often includes leverage to buy more than you have in cash, this balance identifies what you can spend on high-risk or volatile assets that cannot be used as collateral. Key Characteristics what is non margin buying power

: Some highly volatile funds are excluded from margin borrowing. Difference from Other Balances AI responses may include mistakes

: The specific amount of unencumbered cash you can spend without taking out any margin loan or incurring interest. : Derivatives often require full cash funding due

: Derivatives often require full cash funding due to their complexity.

: While it is used for "non-marginable" assets, using this balance in a margin account can still trigger a margin loan. This happens if you leverage the loan value of other holdings to buy these assets, resulting in margin interest charges.

: Specifically used for securities with a 100% margin requirement , meaning you cannot borrow against them.