Most undergraduate loans don't require a credit history or cosigner.
Subsidized (need-based) and Unsubsidized (available to most students). ✅ The Upside The Student Loan
Granted via the FAFSA (Free Application for Federal Student Aid). Most undergraduate loans don't require a credit history
It is notoriously hard to wipe student debt in bankruptcy. The Student Loan
There are strict annual and aggregate caps on how much you can take out.
Unsubsidized loans grow from the day they are disbursed.
The government pays the interest on "Subsidized" loans while you are in school. ⚠️ The Downside