Single Parent Home Buying Grants (2024)

: This HUD program offers a 50% discount on homes in revitalization areas for teachers, law enforcement, firefighters, and EMTs.

: Provides 3.5% to 5% assistance that can be used with FHA loans, often in the form of a forgivable second mortgage after 36 on-time payments. single parent home buying grants

: The CalHFA offers several deferred-payment loan options. : This HUD program offers a 50% discount

: Many of these programs can be layered . For example, you can often combine an FHA loan with a state-level down payment grant to significantly reduce your out-of-pocket costs. : Many of these programs can be layered

: Allows eligible Section 8 recipients to use their vouchers toward a mortgage instead of rent. 3. Non-Profit Support

Grants provide "free money" that typically does not need to be repaid if you meet certain residency requirements.

: These programs allow for a 3% down payment and let you include alternative income sources like boarder income or part-time work to help you qualify. 2. Direct Grants & Down Payment Assistance (DPA)