Salsen_2021-12.zip — Direct & Original

: POS witnessed a year-over-year (Y-o-Y) growth of 3% compared to December 2020 and a quarter-over-quarter (Q-o-Q) growth of 4% .

: The average ticket size grew by 23% Y-o-Y, with more than 55% of loans falling in the ₹20k–₹50k category. Market Share by Lender Type Salsen_2021-12.zip

: The total industry portfolio outstanding (POS) was ₹2,36,178 crore across 9.6 crore active loans. : POS witnessed a year-over-year (Y-o-Y) growth of

: Ranked second, but its 90+ delinquency was significantly higher than the national industry average. Salsen_2021-12.zip

: Banks reported the highest delinquency rates, exceeding the industry average for both 30+ and 90+ DPD buckets. Geographical Insights

: The top 10 states contributed 82% of the total POS.