Maryland | Car Insurance Laws

: Matches the liability minimums ($30,000/$60,000 for injury; $15,000 for property) to protect you if hit by an uninsured driver.

Maryland is a state for car insurance, meaning the driver responsible for an accident is liable for the resulting damages. State law requires all vehicle owners to maintain specific minimum insurance limits to legally operate or register a vehicle. Minimum Insurance Requirements (30/60/15) maryland car insurance laws

: Driving without insurance is a misdemeanor. Conviction can result in fines up to $1,000, and the Maryland Motor Vehicle Administration (MVA) can impose administrative fees or suspend your registration. Key Maryland Auto Insurance Laws : You must

: A minimum of $2,500 is required, though it can sometimes be waived for certain family members. Key Maryland Auto Insurance Laws 500 is required

: You must present an FR-19 form (Maryland Insurance Certification) to the MVA when registering a vehicle or if requested during a compliance audit.

: Maryland follows a strict contributory negligence rule. If you are found even 1% at fault for an accident, you may be barred from recovering any damages from the other driver. Factors Affecting Maryland Rates Guide to Car Accident Claims in Maryland

Maryland drivers must carry a "30/60/15" policy, which includes both liability and uninsured motorist coverage: