Kia Of Des Moines Buy Here Pay Here (2026 Update)

Finding a reliable vehicle when your credit score isn’t where you want it to be can feel like a dead end. However, offers a specialized Buy Here Pay Here (BHPH) program designed to bypass traditional bank hurdles and get local drivers back on the road . What is Buy Here Pay Here at Kia of Des Moines?

: Visit their dedicated BHPH site or the Merle Hay Road location to see which cars, trucks, and SUVs are currently available for in-house financing. Contact Information: Address : 4415 Merle Hay Rd, Des Moines, IA 50310 Phone : (515) 822-3239 Email : buyherepayhere@kiadm.com Expand map Kia Finance Options in Des Moines, IA Kia Finance Options in Des Moines, IA *.. Kia of Des Moines kia of des moines buy here pay here

: Start by filling out the online credit application to see your options without the pressure of a showroom floor. Finding a reliable vehicle when your credit score

Getting approved is designed to be fast and transparent. You can follow these steps to secure your next vehicle: : Visit their dedicated BHPH site or the

: The dealership reports to Equifax , meaning that consistent, on-time payments can actually help you rebuild your credit score over time.

: You can manage your contract and make payments directly through the Kia of Des Moines website .

Unlike traditional financing, where a dealership acts as a middleman between you and a bank, BHPH means the dealership itself provides the loan. At Kia of Des Moines, this is available for select vehicles in their inventory. This path is specifically built for those who: Have a low credit score or no established credit history.