: State agencies, like CalHFA in California , offer deferred-payment loans or grants that cover up to 3.5% of the purchase price, effectively eliminating the need for a personal down payment. 3. Smart Financial Prep for Solo Buyers
: These are matched savings accounts where a nonprofit or government agency might match your savings 1:1 or up to 4:1 to help you build a down payment. help for single parents to buy a home
: For single parents who are veterans or active-duty service members, VA loans provide 0% down and require no private mortgage insurance (PMI), which can save you hundreds every month. : State agencies, like CalHFA in California ,
: Some local housing authorities allow you to use your Section 8 voucher to pay a mortgage instead of rent. : State agencies
