Getyourfreecreditreport -

Most of these sites use the word "free" to lure users into paid credit monitoring subscriptions .

Federal law mandates one website as the authorized source for truly free credit reports without hidden fees or forced subscriptions: AnnualCreditReport.com getyourfreecreditreport

: Legally, these sites must link to the actual free government-mandated site, but they often hide these links in small, faint text that is hard to notice. Most of these sites use the word "free"