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Large banks often provide "lender credits" to boost homeownership in specific areas. For example, Bank of America offers an "America’s Home Grant" of up to $7,500 that does not require repayment.
Covers the home-buying process and how to obtain certificates for down payment assistance. Cost: Free Expand map
Veterans can access "true gifts" through programs like the VHA First Time Homebuyer Grant , which explicitly states the money is not a loan. Upcoming Local Seminars & Workshops free grants to buy a home
Organizations like the Texas State Affordable Housing Corporation (TSAHC) offer down payment assistance that can be structured as a grant, meaning it never has to be repaid.
The best way to hear these stories and learn how to apply is through free educational seminars. Many of these provide certificates that are actually required to unlock certain grant funds. Date & Time: Saturday, June 13, 2026, at 9:00 AM Large banks often provide "lender credits" to boost
An 8-hour session covering how to access up to $70,000 in down payment assistance. Cost: Free (Online option available) My First Home Information Session Date & Time: Wednesday, May 6, 2026, at 6:00 PM
Thornton Community Connections , 9471 Dorothy Boulevard, Thornton, CO Cost: Free Expand map Veterans can access "true
Waukegan Public Library , 128 North County Street, Waukegan, IL