Free Credit Score - Government

These reports list your credit cards, loans, payment history, and any debts in collection. How to order? Online : AnnualCreditReport.com Phone : Call 1-877-322-8228

Instead, federal law guarantees you access to your , which are the data files used to calculate those scores. Here is how to get what you are legally entitled to without falling for "free" trial scams. The Only Official Source: AnnualCreditReport.com free credit score government

Even though the government doesn’t provide the score directly, many reputable financial institutions do. These reports list your credit cards, loans, payment

: Complete the Annual Credit Report Request Form and mail it to the address provided on the form. Why Doesn't the Report Include a Score? Here is how to get what you are

A common point of confusion is that your legally mandated free credit report typically include a credit score. Your report is the "ingredients," and the score is the "recipe" created by private companies like FICO or VantageScore. How to Get Your Actual Score for Free

You can currently get free weekly credit reports from the three major bureaus— Equifax , Experian , and TransUnion.

The Truth About "Government" Free Credit Scores You’ve likely seen the ads: "Check your free government credit score now!" But before you click, it is important to know that the federal government doesn’t actually have its own credit score website.