Federal Home Buying: Programs

You must pay an upfront Mortgage Insurance Premium (MIP) and monthly premiums, typically for the life of the loan. 2. VA Loans: The Military Benefit

For 2026, single-family limits range from $541,287 in low-cost areas to $1,249,125 in high-cost regions. federal home buying programs

The offers arguably the most powerful mortgage benefits, reserved for veterans, active-duty service members, and eligible surviving spouses. FHA Loan Requirements in 2026 You must pay an upfront Mortgage Insurance Premium