Chase Car Buying May 2026

The journey typically begins with Chase's prequalification tool , which provides a borrowing estimate based on a soft credit check that won't affect your credit score.

: You’ll receive an estimated loan amount and Annual Percentage Rate (APR) based on your self-reported income and credit profile. chase car buying

: You can update your vehicle choice or loan terms at the dealership if needed, though this may impact your final rate. 4. Closing the Deal Finding Your Vehicle : When you find a

: This helps you establish a baseline for negotiating and ensures you shop within a realistic budget. 2. Finding Your Vehicle chase car buying

: When you find a car, you can complete an online form to have your details sent to the dealer, who will then contact you to schedule a test drive. 3. Securing Financing

After selecting a car, you officially apply for financing through the Chase website or app.

Buying a car through Chase involves a digital-first process that integrates their financing with an online marketplace powered by TrueCar technology. By coordinating your loan and vehicle search in one place, you can often significantly reduce the time spent negotiating at a dealership.