Yes, you can buy land with a VA loan, but . The VA does not allow loans for "raw land" or vacant lots intended for future use or investment. How to Buy Land with VA Benefits
There are three primary ways to use your VA benefits for a land purchase:
: You purchase land and build the home using non-VA financing (like a short-term construction loan), then refinance into a permanent VA loan once the home is finished and has a Certificate of Occupancy. Key Requirements for the Property
To qualify, the land and the proposed home must meet strict Department of Veterans Affairs standards:
Farm Loans: VA Home Loans - Veterans Benefits Administration