Buying a house with a is theoretically possible but extremely difficult and often financially inadvisable . Most traditional lenders view scores below 580 as "poor" or subprime, which significantly limits your borrowing options. The Challenges of a 480 Credit Score
: Lenders willing to work with scores in this range often charge significantly higher interest rates and fees to offset the risk. can i buy a house with a 480 credit score
: If you find a lender that accepts a score under 500, they will likely require a much larger down payment—often 20% or more —to reduce their exposure. Potential Lending Options Buying a house with a is theoretically possible