If you aren't looking for a vacation home but rather a primary residence, the rules shift based on your status:
Critically, owning a home in Canada does not grant you residency or a visa; you are still limited to standard visitor rules, usually up to 6 months at a time. can an american buy a house in canada
While the "ban" sounds absolute, many Americans successfully navigate it by finding the right geographic or professional loophole. The Story of the "Exempt" Escape If you aren't looking for a vacation home
Can Americans Buy Property in Canada? All Your ... - Remitly can an american buy a house in canada
Canadian banks typically require non-residents to put down at least 35% .