Buying Savings Bonds For Grandchildren Now

: Both you and the recipient (or their parent/guardian) must have a TreasuryDirect account . You will also need your grandchild's Social Security Number (SSN) to register the bond in their name.

You can purchase electronic savings bonds directly through the U.S. Treasury's official site, TreasuryDirect . buying savings bonds for grandchildren

Combined fixed rate and a variable rate that adjusts for inflation every six months. Guaranteed to double in value if held for 20 years. : Both you and the recipient (or their

Buying U.S. savings bonds for grandchildren is a low-risk, government-backed way to build their long-term financial security. Two primary types are currently available: , which are guaranteed to double in value after 20 years, and Series I , which provide protection against inflation. Buying and Gifting Process Treasury's official site, TreasuryDirect

Both series earn interest for up to 30 years and can be cashed after one year, though cashing before five years results in a penalty of the last three months of interest. Series EE Bonds Series I Bonds Fixed rate throughout the life of the bond.

: You must hold a gift bond in your own account for at least five business days before you can deliver it to the recipient's account.