Buying A Car After Chapter 13 Discharge -

Some dealerships were hesitant until they saw the actual discharge paperwork. Keep a digital and physical copy of your Discharge Order and your Schedules handy. It proves the debt is gone.

You finally have your discharge papers! Unlike being in the plan, you don't need court permission or a "Motion to Incur Debt" anymore. You are a free agent again. buying a car after chapter 13 discharge

Getting a car after a Chapter 13 discharge feels like a fresh start, but the process is definitely a "proceed with caution" situation. Here’s a draft of a review based on that experience: Some dealerships were hesitant until they saw the

Are you looking to post this on a site, or is this for a personal blog or forum like Reddit? You finally have your discharge papers

Be prepared for higher APRs. While not as predatory as "buy-here-pay-here" lots, I still ended up with a rate higher than I’d like. My strategy is to take the loan now and look to refinance in 12–18 months once my post-BK credit history thickens.

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