Must cover emergency hospital treatment, urgent medical care, and repatriation for medical reasons or in the event of death.
Citizens of countries with a visa-free agreement (like the USA , Canada, or Brazil) are generally not required to show proof of insurance for stays under 90 days, though it is still highly recommended. buy schengen travel insurance
Some embassies (e.g., German Missions in India) may have a list of approved insurance companies they prefer you use. Must cover emergency hospital treatment
Your policy is only valid for a visa application if it includes: urgent medical care