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: Standard cardmembers earn 5% back on qualifying Best Buy purchases. This is ideal if you can pay your balance in full immediately.

When you apply online at Best Buy, you don't choose the specific card; Citibank evaluates your creditworthiness and assigns one of the following: My Best Buy® Visa® Platinum

: An "open-loop" card with no annual fee that can be used anywhere Visa is accepted. It offers additional rewards: 3% on gas and 2% on dining and groceries. My Best Buy® Visa® Gold

: Similar to the Platinum version but requires a $59 annual fee, typically for those with slightly lower credit scores. My Best Buy® Credit Card

: A "closed-loop" store card with no annual fee that only works at Best Buy. Best Buy Credit Card: Rewards & Financing

: For large-ticket items like appliances or home theaters, you can opt for 12–24 months of promotional financing.

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Best Buy Apply Online Credit Card Access

: Standard cardmembers earn 5% back on qualifying Best Buy purchases. This is ideal if you can pay your balance in full immediately.

When you apply online at Best Buy, you don't choose the specific card; Citibank evaluates your creditworthiness and assigns one of the following: My Best Buy® Visa® Platinum best buy apply online credit card

: An "open-loop" card with no annual fee that can be used anywhere Visa is accepted. It offers additional rewards: 3% on gas and 2% on dining and groceries. My Best Buy® Visa® Gold : Standard cardmembers earn 5% back on qualifying

: Similar to the Platinum version but requires a $59 annual fee, typically for those with slightly lower credit scores. My Best Buy® Credit Card It offers additional rewards: 3% on gas and

: A "closed-loop" store card with no annual fee that only works at Best Buy. Best Buy Credit Card: Rewards & Financing

: For large-ticket items like appliances or home theaters, you can opt for 12–24 months of promotional financing.