Auto Insurance Washington D.c. Access
While costs are high, some providers offer more competitive rates for D.C. residents:
The DC Department of Motor Vehicles (DMV) requires all registered vehicles to maintain continuous liability and uninsured motorist coverage. Proof of insurance is required to register a vehicle and must be presented during police stops; electronic proof is legally accepted on mobile devices. The current mandatory minimums are: auto insurance washington d.c.
: $5,000 per accident (subject to a $200 deductible). Key Market Trends and News While costs are high, some providers offer more
: $25,000 per person / $50,000 per accident. The current mandatory minimums are: : $5,000 per
: As of April 2026, the D.C. Council is considering legislation that would more than double mandatory minimums to $50,000 per person and $100,000 per accident for bodily injury to ensure crash victims are adequately protected.
: Chubb provides some of the lowest rates for those only seeking the legal minimum, according to Insurance.com . C. rates compare to neighboring Maryland or Virginia ?
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