Affirm Buy Now Pay Later -

: A primary growth driver, with its Gross Merchandise Volume (GMV) surging 159% year-over-year to $2.186 billion. Core Product Offerings

: Interest-free loans for smaller purchases ($50–$1,000), typically paid bi-weekly over six weeks. affirm buy now pay later

: Valued at approximately $21.22 billion as of April 2026. : A primary growth driver, with its Gross

: A physical/digital debit card that allows users to pay in full or request to "pay later" for nearly any purchase. Credit Reporting Policy (As of April 2025) : A physical/digital debit card that allows users

: Reached $1.12 billion in fiscal Q2 2026 (a 30% year-over-year increase).

: Longer-term financing (3 to 60 months) for high-ticket items up to $5,000+, with APRs ranging from 0% to 36% .

A major shift occurred in 2025 regarding how Affirm interacts with credit bureaus, impacting borrower credit scores more directly than in previous years. Affirm credit reporting policy