701 May 2026

This is a complete exclusion, meaning you don't even have to reinvest the money into a new house to keep the profit tax-free. Core Requirements for the Benefit

To qualify for this exclusion, you generally must meet two main tests within the ending on the date of the sale: This is a complete exclusion, meaning you don't

: Unlike other investments, you cannot deduct a loss from the sale of your personal residence on your taxes. Important "Gotchas" and Nuances AI responses may include

: You generally cannot have used the exclusion for another home sale in the two years prior to the current sale. Important "Gotchas" and Nuances 701, Sale of your home | Internal Revenue

AI responses may include mistakes. For financial advice, consult a professional. Learn more Topic no. 701, Sale of your home | Internal Revenue Service

: Can exclude up to $500,000 of capital gains.

: You must have lived in the home as your main residence for at least 24 months .